Traffic Accidents in Canada: Know Your Legal Rights

Traffic Accidents Are More Common Than You Think

According to Transport Canada, there are approximately 160,000 personal injury collisions reported annually across the country. If you are involved in a traffic accident, you need to know your rights and have access to legal counsel.

What to Do After a Traffic Accident in Canada

1. Ensure Safety — Check for injuries and move to a safe location if possible
2. Call Emergency Services — Dial 911 if anyone is injured
3. Exchange Information — Get the other driver's name, insurance details, and licence plate number
4. Document the Scene — Take photos and notes about the conditions
5. Report to Police — In most Canadian provinces, accidents involving injury or damage over $2,000 must be reported
6. Contact Your Insurance — Report the accident to your insurance company promptly
7. Consult a Lawyer — Get legal advice before making any statements

Provincial Differences in Traffic Law

Canadian provinces have varying rules regarding fault determination, insurance claims, and compensation. Ontario, for example, uses a "no-fault" insurance system, meaning your own insurance company pays for your benefits regardless of who caused the accident. Other provinces, like British Columbia and Saskatchewan, have government-run insurance corporations (ICBC and SGI, respectively).

How a Personal Legal Service Plan Protects You

Traffic ticket assistance is included in all Personal Legal Service Plans:

• Basic Plan — 1 traffic ticket per year (90-day waiting period)
• Preferred Plan — 2 traffic tickets per person per year (10-day waiting period)
• Premium Plan — 3 traffic tickets per person per year (10-day waiting period), plus defence of criminal charges related to motor vehicles

All plans include 24/7 emergency legal access, so you can reach a lawyer anytime — even at the scene of an accident.